Personal Finance Glossary and Definitions

Gain control over your finances with our detailed finance glossary. We've broken down numerous financial terms, covering everything from basic investing and housing language to Singapore-specific terms like BTO, SBF, and DBS, empowering you to make confident, informed decisions.

Accident Insurance

Active Investing

Activities of Daily Living (ADLs)

Additional Buyer's Stamp Duty (ABSD)

All Risk Coverage

Annualised Returns

Annuity

Asset

Assets Under Management (AUM)

Backtesting

Balance Transfer

Bear Market

Blockchain

Bond

Bond Funds

BTO (Build-To-Order)

Bullion

Bull Market

Buyer's Stamp Duty

Buyer's Stamp Duty (BSD)

Central Provident Fund (CPF)

Co-Insurance (also known as co-payment)

Commodities

Compounding Interest

Contract For Difference (CFD)

Cost-Push Inflation

Cryptocurrency

Cryptography

Debt Consolidation

Deductible

Dividend

Donee

Effective Interest Rate (EIR)

Emergency Fund

Endowment Insurance

Equity Fund (also known as Equity Mutual Fund or Equity Unit Trust)

ESG Investing

Exchange-Traded Fund (ETF)

Exclusions

Expense Ratio

Financial Planning

First-timer applicant

Fixed Deposits

Fixed Income Fund

Free Look Period

General Insurance

HDB Flat

Hedge Funds

HFE Letter

Housing Protection scheme (HPS)

Hybrid Funds

Income Tax

Index Fund

Inflation

Inpatient Bills

Insurance

Insurance Nomination

Insurance Premium

Insurance Rider

Insured Perils Coverage

Investment-linked Life Insurance

Investment Portfolio

Investment Portfolio Management

Irrevocable Trust

Lapse

Lasting Power of Attorney (LPA)

Liability

LIBOR

Life assured

Life Insurance

Lifestyle Inflation

Loan-To-Value (LTV)

Loan-to-Value (LTV) limit

Lock-in Period

Market Value

Maternity Insurance

Medical Insurance

Monetary Inflation

Money Market Fund

Mortgage

Mortgage Equity Withdrawal Loans

Mortgage Servicing Ratio (MSR)

Mutual Fund

Net Asset Value (NAV)

Net Worth

No Claim Discount (NCD)

Non-Fungible Token (NFT)

Non-participating (non-par) Life Insurance

Outpatient Bills

Participating (par) Life Insurance

Passive Investing

Personal Mobility Insurance

Policy Holder

Ponzi Scheme

Pre-existing Health Conditions

Price/Earnings-to-Growth (PEG) Ratio

Price-to-Earnings Ratio (P/E Ratio)

Real Estate Investment Trust (REIT)

Recession