Accident Insurance

Accident insurance pays a benefit to your family if an accident causes total permanent disability or death. Coverage usually lasts for a fixed term and ends when the term finishes or after a claim. You can often add extra benefits for more protection, such as reimbursement for medical costs caused by an accident.

Think of it like a safety net for accidents. If a very bad accident causes death or lifelong disability, this plan can give money to help the family and pay some accident medical bills.